Thursday, December 4, 2008
Okay... if you know me and have stopped by to read my blog, or if you just ran across my blog, please note that I am not asking for help or for sympathy! I just need to get some things off of my chest!
Here it is, December 4th. 21 days until Christmas. Now I know that Christmas is about Jesus & His birth, not the commercial holiday it is now.
But, since I am a single mom of 3 (even though one does not live with me), how do u tell them that they don't need any gifts?
Life in my household is extremely difficult right now. I have no money for anything right now, not money to pay most of my bills or even put food on the table, let alone gifts.
A lot of this I blame on the government. The cost of gas/electric (including petroleum) is kicking my butt! Here in Maryland, our electric was deregulated back in the 90s but price increases were capped until recently. We who live here have seen our electric bills rise by 75%! That means for those of us who used to pay $150 a month are now paying substantially more. My electric bill typically runs from $300-400 anymore, and most of the day no one is in my house! And my computer is dead so even that is not sucking up the electricity.
In the past three weeks I have had to put $900 (approximately) into my vehicle, because I need it to get back & forth to work.
And guess what?! I still have about $300 in repairs that I need to do to my car!
I am behind on my rent, my electric, and my house phone got turned off today. I have no food in the house.
I will utilize the resources that are available to me, hopefully they can help.
I really need to win a computer! My goal is to offset my income with doing a little bit of work here at home when I am able. Plus I enjoy technology and love computers! I currently review products for a few sites, as well as take surveys and do paid emails, but so far, they don't amount to much. I hope to join the Family Review Network soon - I applied for that 2 days ago. (Pray I get picked please!)
I would also love to guest blog and be a moderator, since I love to write! (That journalism class in High School WILL pay off - I am determined in this!)
Part of the reason my financial situation is so bad is that I pay $600 out of my checks each month for medical insurance. My company picked some really crappy stuff and they don't put much into it. I also pay a couple hundred a month for Child Support for the child who does not live with me. I just contacted my local DSS to talk to them about letting me cancel this policy due to the impact it is having on my finances. I can get it cheaper from an individual rep! I checked into it last year but never heard back from DSS.
Oh and get this - I have 3 kids and only get support for ONE! And even that is "whenever"... he is currently in arrears by $1400, give or take. But if it were me, they'd lock me up!!!
So yeah... this is a very rough time for us this year. It always is. I don't even want to put up the tree but I feel bad that I didn't last year, so I will this year.
So for now I keep praying to do the following:
1 - win as many gifts as possible
2 - win a pc
3 - let the local radio station that is helping people with child support arrears help me out! (Hint hint 92Q - 92.3 WERQ Baltimore & the Rickey Smiley show!)
4 - pray, pray, pray
5 - hope my children "understand".
Thanks for listening... everyone needs a shoulder to cry on!